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NOTICE OF YOUR FINANCIAL PRIVACY RIGHTS
We, our, and us, when used in this notice, means The LaPorte Savings Bank.
This is our privacy notice for our customers. When we use the words “you” and “your” we mean the following types of customers:
- Our consumer customers who have a continuing relationship by purchasing or holding financial products or services such as
a(n)”
- Deposit account
- Loan account
- Safe deposit box
- Self-directed Individual Retirement Account
- Former Customers
We will tell you the sources of the information we collect about you. We will tell you what measures we take to secure that
information. We first define some terms.
Non-public personal information means information about you that we collect in connection with providing a financial
product or service to you. Non-public personal information does not include information that is available from public
sources, such as telephone directories or government records. Hereafter, we will use the term “information” to mean
non-public personal information as defined in this section.
An affiliate is a company we own or control, a company that owns or controls us, or a company that is owned or
controlled by the same company that owns or controls us. Ownership does not mean complete ownership, but means
owning enough to have control.
A nonaffiliated third party is a person we do not employ or a company that is not an affiliate of ours. This is also known
as nonaffiliated third party, or simply, an “other party.”
THE INFORMATION WE COLLECT
We collect information about you from the following sources:
• information you give us on applications or other forms
• information about your transactions with us
• information about your transactions with other parties
• information from a consumer reporting agency
• information we receive through our Customer Identification Program
THE CONFIDENTIALITY, SECURITY, AND INTEGRITY OF YOUR INFORMATION
We restrict access to information about you to those employees who need to know that information to provide products or services
to you. We maintain physical, electronic, and procedural safeguards to protect this information.
YOUR INFORMATION AND OTHER PARTIES
We will not disclose information about you to anyone except as disclosed in this policy or as permitted by law. Examples of this might
include disclosures necessary to service your account or prevent unauthorized transactions.
INFORMATION ABOUT FORMER CUSTOMERS
We have the same policy about disclosing information about former customers as we do about current customers.
AUTHORIZED SHARING - JOINT MARKETING
We may disclose the following information to other financial institutions with whom we have joint marketing agreements:
Information you give us on an application or other forms, such as:
- Name
- Address
- Social Security Number
We disclose the information listed above with other financial institutions with whom we have joint marketing agreements. You do
not have a right to opt out of the disclosure of this information.
TYPES OF BUSINESSES
We may disclose information pursuant to joint marketing agreements to the following types of businesses:
Financial service providers, such as:
- Insurance agents
- Credit card companies
- Harbour Trust & Investment Management Company
Click here to read Account Disclosures: Important Information Regarding Your LaPorte Savings Bank Account.
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 Equal Housing Lender - Member FDIC
The standard insurance amount of $250,000 per depositor is in effect through December 31, 2013.
On January 1, 2014, the standard insurance amount will return to $100,000 per depositor for all account categories except IRAs and other certain retirement accounts, which will remain at $250,000 per depositor.
LaPorte Savings Bank is participating in the FDIC’s Transaction Account Guarantee Program. Under that program, through June 30, 2010, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC’s general deposit insurance rules.
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