Online Banking | Online Security Precautions | ATM / Debit Card | InTouch Bank-by-Phone
Technology has become an important part of each of our lives. Access to information and to people seems limitless so why should access to your bank accounts be limited to “typical banking hours?” With LaPorte Savings Bank’s electronic services, you can access your information when it’s convenient for you!
LaPorte Savings Bank’s Online Banking and Bill Pay service is quick, easy, convenient and FREE! Customers are able to manage their accounts more efficiently and keep track of items that have cleared their accounts with just the click of a mouse.
Sign Up Today!! Download our enrollment application, mail it in or bring it to your nearest branch location and start taking advantage of the convenience of banking online!
Personal Online Banking Enrollment Form
Basic Online Banking lets you:
- View account balances
- Monitor cleared transactions
- View images of your cleared checks
- View 90 days of account history
- Make loan payments to your LaPorte Savings Bank mortgage or installment loan
- Transfer funds between your LaPorte Savings Bank accounts
- Set up alerts and reminders
- Order Savings Bonds online
- Submit a change of address
- Request a stop payment
- Order additional checks online
Online Bill Pay lets you:
- Pay bills electronically; many times within days of when your bill is due!
- View pending bill payments
- Schedule payments in advance of their due dates
- View your payment history
- Receive electronic billing statements from certain companies
- Set up reminders for upcoming bills
Online Bill Pay is FREE! Start saving time and money today with this easy-to-use secure service!
Try it today! Test drive our Personal Online Banking services here!
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Get a little “greener” with Electronic Statements, or E-Statements. Save paper and keep your personal information even safer by receiving your statements electronically. An email is sent at the beginning of each month letting you know your statement is available for viewing. Simply log in to our secure online banking web site and click on the “History” tab and select the “Statements” button.
Electronic Services |
Cost |
Basic Online Banking |
FREE! Sign up today! |
Online Bill Pay |
FREE! Sign up today! |
E-Statements |
FREE! Sign up today! |
Click here to login to Online Banking.
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Federal financial regulators are reporting that Internet threats have changed
significantly over the past several years. Sophisticated hacking techniques and
growing organized cyber-criminal groups are increasingly targeting financial
institutions, compromising security controls, and engaging in online account takeovers
and fraudulent electronic funds transfers.
In order to help ensure the security of your
online transactions, we want you to know that:
- We will never email, call or otherwise ask you for your user name, password or other electronic banking credentials
- You can help protect yourself by implementing alternative risk control processes like:
- Making sure you choose an adequate user name and password that, at a minimum, mixes in small case letters, upper case letters and numbers
- Periodically changing your password (e.g., at least every 90 days)
- Safeguarding your user name and password information
- Making sure you have a firewall in place when conducting your financial transactions
- Logging off the system when you’re done conducting business (don’t just close the page or “X” out of the system)
- Monitoring your account activity on a regular basis
In addition, we may require owners of commercial accounts to perform their own risk assessments and controls evaluations. For example: |
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- Make a list of the risks related to online transactions that your business faces including Conducting Your Transactions Online
- Passwords being written down and left out in the open
- The use of old or inadequate passwords
- The possibility of internal fraud or theft
- Delays in terminating the rights of former employees
- The lack of dual control or other checks and balances over individual
access to online transaction capabilities
- An evaluation of controls your business uses may include
- Using password protected software to house passwords in
- Conducting employee background checks
- Initiating a policy and process to terminate access for former employees
- Segregating duties among two or more people so no one person has too much access or control
- Conducting internal or third party audits of controls
- Using firewalls to protect from outside intrusion or hackers
Federal regulations provide consumers with some protections for electronic fund transfers. These regulations generally apply to accounts with Internet access. For example, these federal laws establish limits on a consumer’s liability for unauthorized electronic fund transfers. They also provide specific steps you need to take to help resolve an error with your account. Note, however, that in order to take advantage of these protections, you must act in a timely manner. Make sure
you notify us immediately if you believe your access information has been stolen or compromised. Also, review your account activity and periodic statements and promptly report any errors or unauthorized transactions. See the Electronic Fund Transfer disclosures that were provided at account opening for more information on these types of protections. These disclosures
are also available online (or ask us and we will gladly provide you with a copy).
If you become aware of suspicious account activity, you should immediately contact us.
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An ATM / Debit card allows you quick access to cash while you’re on the go. Each LaPorte Savings Bank branch has a full-service ATM machine that allows you to withdraw cash, make deposits, check account balances, transfer funds and make loan payments. Additional cash dispensing ATM locations are available throughout the community. |
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Your LaPorte Savings Bank MasterMoney® debit card allows you to make purchases at retail locations by entering your personal identification number (PIN) or by signing your receipt similar to that of a credit card transaction. Never be without cash.
In the event your card is lost or stolen, please call 1-866-546-8273 immediately to deactivate your card. Contact our Customer Accounting Department at (219) 362-7511 or 1-866-362-7511 to request a replacement card.
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Access your account information from any touchtone phone 24-hours a day with our FREE InTouch Voice Response Bank-by-Phone system. You can check account balances, transfer funds, make loan payments and much more! Simply call 1-866-362-LPSB (5772) or 1-219-362-LPSB (5772) and never be out of touch with your account information again.
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 Equal Housing Lender - Member FDIC
The FDIC Insurance Coverage limit has been permanently increased to $250,000 per depositor, per institution.
IMPORTANT INFORMATION REGARDING THE DODD-FRANK ACT AMENDMENT TO THE FDIC’S NONINTEREST-BEARING TRANSACTION ACCOUNT INSURANCE COVERAGE
All funds in a “noninterest-bearing transaction account” are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010 through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC’s general deposit insurance rules.
The term “noninterest-bearing transaction account” includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. This includes Interest on Lawyers Trust Accounts (“IOLTAs”). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, and money-market deposit accounts.
For more information about FDIC insurance coverage, or temporary FDIC insurance coverage of transaction accounts, please visit www.fdic.gov.
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