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Money Market Account | Other Banking Services | Overdraft Line of Credit
LaPorte Savings Bank works hard to provide quality products and services that fit the needs of our customers. We are confident that you will find a checking account package that works for you!
Need help? Contact one of our knowledgeable Customer Service Representatives at any branch location and they will be glad to assist you in choosing an account that is right for you.
All of our personal checking account packages offer the following benefits:
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Free Checking |
Regular Checking |
Interest Checking |
Home Free Checking |
Student Checking |
| Details |
- No Minimum Checking Balance |
- No Minimum Checking Balance
- $300 Savings Balance Required to Avoid Monthly Fee |
- No Minimum Checking Balance to Earn Interest
- $500 Minimum Daily Balance to Avoid Monthly Service Fee |
- No Minimum Checking Balance |
- No Minimum Checking Balance
- Student Status Expires After Five (5) Years if not Renewed |
| Extras |
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- Earns Tiered Interest on Account Balance3
- FREE Retirement & Estate Planning Consultation |
- FREE Online Banking Bill Pay
- FREE Retirement & Estate Planning Consultation
- .25% Discount on New Direct Installment Loan with Auto-Payment4 |
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| Requirements |
- $100 to Open
- Direct Deposit or
E-Statements |
- $100 to Open |
-$500 to Open |
- $100 to Open
- LPSB Mortgage or Home Equity Loan |
- $100 to Open
- Direct Deposit or E-Statements |
| Fees |
None |
$4.00 Monthly Service Fee if Savings Balance Falls Below $300 |
$6.00 Monthly Service Fee if Daily Checking Balance Falls Below $500 |
None |
None |
1Use of an ATM machine not owned by LaPorte Savings Bank may result in the assessment of fees. See a current fee schedule for charges. 2$5.00 per month thereafter. 3Rates are variable and subject to change without notice. 4Certain program restrictions apply, ask lender for details.
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Money Market accounts are also available from LaPorte Savings Bank. This account allows for three (3) two-party checks to be written per month and earns a competitive variable interest rate.
- $100 Minimum to Open
- $1,000 Minimum Balance Required to Avoid $5.00 Monthly Service Fee
- Interest Accrues Daily and is Paid Monthly
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No Bounce AdvantageSM
Having a check returned due to insufficient funds can be a costly and embarrassing experience. No Bounce AdvantageSM is offered as a courtesy overdraft privilege* for LaPorte Savings Bank checking account customers to help avoid such a situation from occurring.
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No Bounce AdvantageSM gives you an added level of protection against unanticipated cash flow emergencies and account reconciliation errors. At LaPorte Savings Bank, we do not encourage overdrafts. As always, we encourage you to manage your finances responsibly. The purpose of this privilege is to save you from the embarrassment, additional merchant fees or other problems that might result if check is returned. |
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Below is a list of No Bounce AdvantageSM limits that are typically made available for each type of account*.
| Free Checking |
$ 500 |
Student Checking |
$ 500 |
| Regular Checking |
$ 500 |
Interest Checking |
$ 1,000 |
| Home Free Checking |
$ 500 |
Money Market Account |
$ 1,500 |
*Subject to bank qualification requirements. No annual fee.
Overdraft charges of $30.00 for each occurrence still apply.
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An Overdraft Line of Credit is another resource customers can opt to use for added coverage to ensure against possible overdraft charges. This flexible line of credit offers piece of mind in knowing that it is there when you need it most. Applications are available at any of our branch locations. |
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