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Money Market Account | Other Banking Services | Overdraft Line of Credit | Interest Rates
LaPorte Savings Bank works hard to provide quality products and services that fit the needs of our customers. We are confident that you will find a checking account package that works for you!
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FREE CHECKING & STUDENT CHECKING |
REGULAR CHECKING |
INTEREST CHECKING |
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Unlimited Check Writing
Combined Account Statement
Free Debit / ATM Card1
Free Bank-By-Phone Access
$500 No Bounce Advantage2
Free Online Banking, Bill Pay
& E-Statement |
Unlimited Check Writing
Combined Account Statement
Free Debit / ATM Card1
Free Bank-By-Phone Access
$500 No Bounce Advantage2
Free Online Banking, Bill Pay & E-Statement |
Unlimited Check Writing
Combined Account Statement
Free Debit / ATM Card1
Free Bank-By-Phone Access
$1,000 No Bounce Advantage2
Free Online Banking, Bill Pay & E-Statement |
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.25% Discount on Direct Installment Loans with Auto-Payment4 |
.25% Discount on Direct Installment
Loans with Auto-Payment4 |
Earns Tiered Interest3
Tier I - $0 - $4,999.99
Tier II - $5,000 - $24,999.99
Tier III - $25,000 and above
.25% Discount on Direct Installment Loans with Auto-Payment4 |
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NO Minimum Checking Balance
$100 Minimum Deposit to Open
Requires Direct Deposit or
E-Statement
Proof of Student Status
(Student Checking) |
NO Minimum Checking Balance
$100 Minimum Deposit to Open
$300 Minimum Savings Balance
Required to Avoid $4.00 Monthly Service Fee |
NO Minimum Checking Balance Required to Earn Interest
$500 Minimum Deposit to Open
$500 Minimum Daily Checking
Balance Required to Avoid $10.00 Monthly Service Fee |
1Use of an ATM machine not owned by LaPorte Savings Bank may result in the assessment of fees. See a current fee schedule for charges. 2Subject to bank qualification requirements. While there is no cost to have No Bounce protection on your account, a Paid Item and Returned Item fee of $32.00 for each occurrence will be imposed for covering overdraft items whether created by check or in-person withdrawal. ATM withdrawal or everyday debit card transactions may also be paid upon your request from No Bounce. Call (866)362-7511 or visit one of our branches to arrange for your ATM and debit card coverage.
You are encouraged to bring your account to a positive balance as soon as possible after using your No Bounce Advantage, but no later than 30 days. No Bounce is offered as a service and LaPorte Savings Bank is under no obligation to pay items when funds are not available in your account. 3Rates are variable and subject to change without notice. 4Certain program restrictions may apply, please ask your lender. LaPorte Saving Bank is an Equal Opportunity Lender.
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Money Market accounts are also available from LaPorte Savings Bank. This account allows for six (6) transactions per month and earns a competitive variable interest rate.
- $100 Minimum to Open
- $1,000 Minimum Balance Required to Avoid $5.00 Monthly Service Fee
- Interest Accrues Daily and is Paid Monthly
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No Bounce AdvantageSM
Having a check returned due to insufficient funds can be a costly and embarrassing experience. No Bounce AdvantageSM is offered as a courtesy overdraft privilege* for LaPorte Savings Bank checking account customers to help avoid such a situation from occurring.
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No Bounce AdvantageSM gives you an added level of protection against unanticipated cash flow emergencies and account reconciliation errors. At LaPorte Savings Bank, we do not encourage overdrafts. As always, we encourage you to manage your finances responsibly. The purpose of this privilege is to save you from the embarrassment, additional merchant fees or other problems that might result if check is returned. |
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Below is a list of No Bounce AdvantageSM limits that are typically made available for each type of account*.
| Free Checking |
$ 500 |
Student Checking |
$ 500 |
| Regular Checking |
$ 500 |
Interest Checking |
$ 1,000 |
| Home Free Checking |
$ 500 |
Money Market Account |
$ 1,500 |
*Subject to bank qualification requirements. No annual fee.
Overdraft charges of $32.00 for each occurrence still apply.
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An Overdraft Line of Credit is another resource customers can opt to use for added coverage to ensure against possible overdraft charges. This flexible line of credit offers piece of mind in knowing that it is there when you need it most. Applications are available at any of our branch locations. |
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Equal Housing Lender - Member FDIC
Federal Deposit Insurance Corporation (FDIC) will insure each depositor to $250,000 backed by the full faith and credit of the United States Government. All of a depositor’s accounts at our insured depository institution, including all non-interest bearing transaction accounts, will be insured by the FDIC up to $250,000, for each deposit insurance ownership category. Depending on account ownership, you may exceed the $250,000. For more information about FDIC insurance coverage, visit www.fdic.gov, or call the FDIC toll free 1-877-275-3342. |