Business Checking | Lending Programs | Online Banking for Businesses
Online Security Precautions | Cash Management

LaPorte Savings Bank specializes in products and services designed to simplify the way your business banks.  Click on the accounts below to learn more and compare account benefits and features.

Entrepreneur Checking:  specially designed for small business accounts

Business Plus Checking:  designed for a sole proprietor, not-for-profit or municipality

Commercial Checking:  designed for mid- to large-size businesses with high transaction or cash activity

Lending Programs Our commercial lending team uses their more than 50 years of combined experience to partner with you in finding the best lending solutions to fit your needs. A variety of lending program are available, including: Commercial Lines of Credit Commercial Real Estate Loans Capital Asset Loans Commercial Term Loans SBA Loans 504 Loans

Attention Commercial Loan Customers: Click here to download and print a copy of the Personal Financial Statement Form.

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Online Banking for Businesses

LaPorte Savings Bank’s Online Banking and Bill Pay service is quick, easy, convenient and FREE!

Sign Up Today!!  Download our enrollment application, mail it in or bring it to your nearest branch location and start taking advantage of the convenience of banking online!

Business Online Banking Enrollment Form
E-Statement Enrollment Form

Basic Online Banking allows you to:

1. View account balances
2. Monitor cleared transactions
3. View images of your cleared checks
4. View 90 days of account history
5. Make loan payments
6. Transfer funds between your LaPorte Savings Bank accounts
7. Set up alerts and reminders
8. Order Savings Bonds online
9. Submit a change of address
10. Request a stop payment
11. Order additional checks online

Online Bill Pay allows you to:

1. Pay bills electronically
2. View pending bill payments
3. Schedule payments in advance of their due dates
4. View your payment history
5. Receive electronic billing statements from certain companies
6. Set up reminders for upcoming bills

Contact our Online Banking Department at (219) 362-7511 for more information! 

Get a little “greener” with Electronic Statements, or E-Statements. Save paper and keep your business’ information even safer by receiving your statements electronically. An email is sent at the beginning of each month letting you know your statement is available for viewing. Simply log in to our secure online banking web site and click on the “History” tab and select the “Statements” button.

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Online Security Precautions Federal financial regulators are reporting that Internet threats have changed significantly over the past several years. Sophisticated hacking techniques and growing organized cyber-criminal groups are increasingly targeting financial institutions, compromising security controls, and engaging in online account takeovers and fraudulent electronic funds transfers. In order to help ensure the security of your online transactions, we want you to know that: We will never email, call or otherwise ask you for your user name, password or other electronic banking credentials You can help protect yourself by implementing alternative risk control processes like: Making sure you choose an adequate user name and password that, at a minimum, mixes in small case letters, upper case letters and numbers Periodically changing your password (e.g., at least every 90 days) Safeguarding your user name and password information Making sure you have a firewall in place when conducting your financial transactions Logging off the system when you’re done conducting business (don’t just close the page or “X” out of the system) Monitoring your account activity on a regular basis In addition, we may require owners of commercial accounts to perform their own risk assessments and controls evaluations. For example:

• Make a list of the risks related to online transactions that your business faces including Conducting Your Transactions Online
• Passwords being written down and left out in the open
• The use of old or inadequate passwords
  
• The possibility of internal fraud or theft
  
• Delays in terminating the rights of former employees
  
• The lack of dual control or other checks and balances over individual
  access to online transaction capabilities

• An evaluation of controls your business uses may include
• Using password protected software to house passwords in
• Conducting employee background checks
• Initiating a policy and process to terminate access for former employees
• Segregating duties among two or more people so no one person has too much access or control
• Conducting internal or third party audits of controls
• Using firewalls to protect from outside intrusion or hackers

Federal regulations provide consumers with some protections for electronic fund transfers. These regulations generally apply to accounts with Internet access. For example, these federal laws establish limits on a consumer’s liability for unauthorized electronic fund transfers. They also provide specific steps you need to take to help resolve an error with your account. Note, however, that in order to take advantage of these protections, you must act in a timely manner. Make sure you notify us immediately if you believe your access information has been stolen or compromised. Also, review your account activity and periodic statements and promptly report any errors or unauthorized transactions. See the Electronic Fund Transfer disclosures that were provided at account opening for more information on these types of protections. These disclosures are also available online (or ask us and we will gladly provide you with a copy).

If you become aware of suspicious account activity, you should immediately contact us.

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Cash Management

Below are additional services available to compliment your LaPorte Savings Bank Business Checking account. Click the available links for additional information or contact a Customer Service Representative today!

Business Credit Cards Business Debit Cards Health Savings Accounts (HSAs) Merchant Card Processing Online Banking / Bill Pay for Businesses Payroll Services Remote Deposit Capture Click here to view the Rapid Deposit video Sweep Accounts1

¹FDIC Insurance and your Sweep Account: LaPorte Savings Bank participates in the Transaction Account Guarantee Program offered by the FDIC. This means that funds held in your noninterest-bearing checking account are insured in full by the FDIC through December 31, 2012. However, under a Sweep Account arrangement funds are transferred to an interest-earning account that does not qualify for full deposit insurance coverage under the FDIC Transaction Account Guarantee Program. This action voids the FDIC's guarantee with respect to the swept or transferred funds. However, funds held in an interest-earning savings account will continue to be insured through December 31, 2012, for up to $250,000 under the FDIC's general deposit insurance rules.

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Equal Housing Lender - Member FDIC

Federal Deposit Insurance Corporation (FDIC) will insure each depositor to $250,000 backed by the full faith and credit of the United States Government. All of a depositor’s accounts at our insured depository institution, including all non-interest bearing transaction accounts, will be insured by the FDIC up to $250,000, for each deposit insurance ownership category. Depending on account ownership, you may exceed the $250,000. For more information about FDIC insurance coverage, visit www.fdic.gov, or call the FDIC toll free 1-877-275-3342.